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Promoting Homeownership at the Margins: the experience of low-cost homeownership purchasers in regeneration areas

Kim Mckee

Summary

An important element of Scottish housing policy in recent years has been the use of tenure-mix as a regeneration strategy. This has been achieved through Low-Cost Initiatives for First Time Buyers (LIFT), which includes schemes such as shared equity and shared ownership. Yet in-depth interviews with individuals who purchased properties through these schemes, suggests they pose a number of problems and challenges. In turn, this raises the important public policy question of whether it is appropriate for the Scottish Government to encourage low-income households to become homeowners in the first place.

 

DOI 10.3351/ppp.0004.0002.0001