For parents and carers

Student finance

Here are some pieces of information relevant to parents and carers - information is also available in our learner's section of the website.  


From September 2012, universities and colleges started charging up to £9,000 per year in tuition fees. The Government introduced financial support to help students - no up front costs, loans for living costs and initially, non-repayable grants.

In 2015, the Government introduced further changes to student finance. The most significant change was the replacement of maintenance grants and NHS grants with increased maintenance loans.

In 2017, the maximum fees that universities can charge increased to £9,250, and in April 2018, the repayment threshold (the amount of money that you need to earn before you start repaying your loan) increased to £25,000.

Useful information

cam finance

Here are some short video clips that provide a basic, useful introduction to student finance:

Student finance explained

Applying for student finance

Funding for students who wish to study abroad


You can obtain the basic facts on the finance arrangements by visiting the Government website.

Martin Lewis offers a very useful myth-busting guide to student finance on his website.

The main points for parents and carers to note are:

  • students are eligible for loans for fees and towards their living costs
  • repayments are based on their future income, NOT on how much they borrow
  • you don't need to find the money for the fees upfront - they are paid directly to the higher education provider
  • student loans are not the same as commercial loans - they may never be paid back in full, and repayments stop if income falls below the repayment threshold


The learners section of this website has a series of sections on student finance:

1. Bursaries and Scholarships covers what these are, and how your son or daughter might go about getting one.

2. Care Leavers face different circumstances to other students. There are special arrangements for any learners leaving care who plan to study at higher education level.

3. Disabled Students can apply for additional support. This is available to students who may otherwise be prevented from attending a higher-education course because of a disability.

4. Part-time students Tuition Fee Loans are available to help cover costs of part-time courses. There are no upfront costs to pay. You can get the details of finance for part-time learners from this section.


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